ZIP 28001 Foreclosure, Tax-Lien & Distress Report

In Stanly County, North Carolina, ZIP 28001 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), flood (NFIP) exposure (82/100), climate & FEMA risk (61/100). Latent structural risk is 68/100 while live distress already moving reads 8/100. The most distinctive pressure shows up in institutional ownership (68/100), structural risk (68/100), construction/permit lag (59/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 1.9% year on year, and 14% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $55,610, below the U.S. median near $78,000. The vacancy rate is 15.9% — elevated. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 21% bachelor's-or-above. Home values center near $215,400, an affordability ratio of 3.5× — accessible. The tenure split is 67% owner-occupied to 33% rented. Around 36% of renters are cost-burdened. There are about 12,968 housing units across 28001. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 26,187 with a median age of 42.

Taken together, 28001 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28001 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28001 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28001 can be compared directly against any other ZIP in Stanly County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28001, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 28001's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28001 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.