ZIP 28001 Property Distress & Foreclosure Data

ZIP code 28001 in Stanly County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (83/100), climate & FEMA risk (61/100). The latent-versus-live split is 69/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $55,610, below the U.S. median near $78,000. The vacancy rate is 15.9% — elevated. 17.1% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. Home values center near $215,400, an affordability ratio of 3.5× — accessible. Owners hold 67% of homes, renters 33%. Around 36% of renters are cost-burdened. The ZIP holds roughly 12,968 housing units. DLRadar's demographic-stress index for the area reads 33/100. About 26,187 people live here, median age 42.

Net-net, 28001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.