ZIP 28129 Property Distress & Foreclosure Data

In Stanly County, North Carolina, ZIP 28129 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (83/100), climate & FEMA risk (61/100). Its standout signals are institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). mortgage stress (27/100) stay muted. Structural risk reads 69/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 13% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,556 residents call 28129 home, typically aged 44. The typical home is worth about $266,800 (3.3× income, relatively affordable). Rent burden reaches 16% of tenant households. 87% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Vacancy runs 7.1%. The poverty rate is 5.8% — low. There are about 2,652 housing units across 28129. At $73,712, median income runs near typical U.S. levels.

Overall, 28129 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.