ZIP 28009 Foreclosure, Tax-Lien & Distress Report

ZIP code 28009 in Stanly County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. The pressure is most legible in institutional ownership (69/100), structural risk (68/100), construction/permit lag (57/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (82/100), climate & FEMA risk (61/100)). Latent structural risk is 68/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 32/100. 23.3% of residents fall below the poverty threshold. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. Around 21% of renters are cost-burdened. At $43,068, median income runs below typical U.S. levels. There are about 592 housing units across 28009. Owners hold 71% of homes, renters 29%. Population is roughly 1,343 with a median age of 42. Educational attainment sits at 13% bachelor's-or-above. Home values center near $160,200, an affordability ratio of 3.0× — accessible.

Net-net, 28009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28009 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 28009's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 28009 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 28009 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 28009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.