ZIP 28097 Foreclosure, Tax-Lien & Distress Report
Stanly County, North Carolina · Distress market
Scored on a fixed 0-100 scale, 28097 (Stanly County, North Carolina) returns a moderate composite of 31/100. Structural exposure scores 68 and live distress 8 on the 0–100 scale. Its standout signals are structural risk (68/100), institutional ownership (66/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (82/100), climate & FEMA risk (62/100)).
Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 14% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 82% owner-occupied to 18% rented. Roughly 10.1% live below the poverty line. Vacancy runs 7.7%. Around 50% of renters are cost-burdened. About 7,976 people live here, median age 37. There are about 3,164 housing units across 28097. A median home runs $314,400 here, or 3.6 times local income. Households earn a median $77,600 — near the roughly $78,000 national figure. About 20% have a four-year degree. DLRadar's demographic-stress index for the area reads 32/100.
Overall, 28097 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 28097's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 28097 reflects the current record instead of a stale or modeled snapshot.
Each component behind 28097 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 28097 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 28097
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 28097 Stress Report snapshot
The live 28097 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Stanly County ZIP reports
Nearest ZIP codes to 28097
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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See every distressed parcel in 28097
Open 28097 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology