ZIP 28215 Foreclosure, Tax-Lien & Distress Report

ZIP 28215's composite property-distress score is 41/100 - DLRadar classes that as moderate for Mecklenburg County, North Carolina. The latent-versus-live split is 91/100 structural and 8/100 already moving. The pressure is most legible in construction/permit lag (100/100), structural risk (91/100), institutional ownership (68/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 13% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

About 65,789 people live here, median age 35. Home values center near $315,000, an affordability ratio of 4.1×. There are about 25,977 housing units across 28215. The tenure split is 66% owner-occupied to 34% rented. Around 31% of adults hold a bachelor's degree or higher. Roughly 15.5% live below the poverty line. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 6.6%. Median household income is $66,065, below the U.S. median near $78,000.

On balance 28215 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28215 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28215 runs through one identical scoring model, so its 41/100 sits on the same scale as every other ZIP in Mecklenburg County, North Carolina and the nation. Where the record is thin for 28215, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28215's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 28215 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.