ZIP 28134 Foreclosure, Tax-Lien & Distress Report

ZIP code 28134 in Mecklenburg County, North Carolina carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100). Leading the profile are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). By contrast, mortgage stress (27/100) register low. Latent structural risk is 92/100 while live distress already moving reads 8/100.

The peak-phase market in 28134 posted values that rose 1.0% over the year, and 12% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 5.1%. The typical home is worth about $383,800 (4.0× income). 14.9% of residents fall below the poverty threshold. 64% of housing is owner-occupied. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. About 13,121 people live here, median age 36. Around 46% of renters are cost-burdened. There are about 5,330 housing units across 28134. At $82,947, median income runs near typical U.S. levels.

Overall, 28134 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28134 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28134 runs hot or quiet, its 41/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28134 can be compared directly against any other ZIP in Mecklenburg County, North Carolina or nationwide. Where the public record is thin for 28134, the field stays empty rather than modeled, and fills in as new documents post.

28134's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 28134 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.