ZIP 28210 Foreclosure, Tax-Lien & Distress Report

ZIP code 28210 in Mecklenburg County, North Carolina carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100)). Structurally it carries 92/100, against 8/100 of stress already in motion. Its standout signals are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). By contrast, mortgage stress (27/100) register low.

The peak-phase market in 28210 posted values that rose 1.0% over the year, and 19% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $531,700 (5.2× income). The poverty rate is 8.8%. At $94,145, median income runs above typical U.S. levels. The vacancy rate is 7.4%. The tenure split is 55% owner-occupied to 45% rented. The demographic-stress sub-score lands at 33/100. Rent burden reaches 42% of tenant households. 47,537 residents call 28210 home, typically aged 35. Around 60% of adults hold a bachelor's degree or higher. The ZIP holds roughly 22,228 housing units.

Net-net, 28210 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 28210 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28210 runs hot or quiet, its 41/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28210 can be compared directly against any other ZIP in Mecklenburg County, North Carolina or nationwide. Where the public record is thin for 28210, the field stays empty rather than modeled, and fills in as new documents post.

The 41/100 figure for 28210 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 28210 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.