ZIP 28207 Property Distress & Foreclosure Data

Composite property distress in 28207 (Mecklenburg County, North Carolina) lands at 40/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100). The latent-versus-live split is 89/100 structural and 8/100 already moving. The sharpest non-environmental signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 28% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $212,348, median income runs above typical U.S. levels. The poverty rate is 2.6% — low. Around 28% of renters are cost-burdened. 83% of housing is owner-occupied. Around 86% of adults hold a bachelor's degree or higher. The vacancy rate is 8.7%. The demographic-stress sub-score lands at 28/100. 9,709 residents call 28207 home, typically aged 46. The ZIP holds roughly 4,527 housing units. The typical home is worth about $1,409,300 (6.3× income).

Overall, 28207 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.