Mecklenburg County, NC: Foreclosures, Tax Liens & Distressed Properties

Mecklenburg County, NC, North Carolina: 37 ZIP codes scored, Mecklenburg County, NC averaging 41/100 (moderate, Mecklenburg, NC), from 34 to 41. Mecklenburg County, NC is in its peak phase (Mecklenburg, NC confidence 16/100): Mecklenburg, NC home prices up 1.0% (Mecklenburg, NC) over twelve months. Mecklenburg County, NC lender headwind: 48/100.

Highest-scoring Mecklenburg County, NC ZIPs: 28031 (41/100), 28078 (41/100), 28105 (41/100), 28134 (41/100), 28202 (41/100), 28203 (41/100). Also scored in Mecklenburg County, NC: 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213.

Across Mecklenburg County, NC's scored ZIPs: median home value $473,234, household income $91,460, 10.5% vacancy, 10.1% poverty, 58% owner-occupied, median age 35.1.

Mecklenburg County, NC insurance distress 92/100 (#68 in the US); FEMA hazard 90/100 for Mecklenburg, NC; 8 federal disaster declarations in Mecklenburg County, NC since 2023; 188 Mecklenburg, NC NFIP flood claims, $10.8M paid; Mecklenburg, NC construction distress 100/100.

35 banks with 251 branches lend in Mecklenburg County, NC; Mecklenburg, NC weighted bank stress 63/100, highest 90/100 in Mecklenburg, NC.

Mecklenburg County, NC unemployment 3.7% (Mecklenburg, NC -0.4 pts, six months); 4,703 new housing units permitted in Mecklenburg County, NC over twelve months, Mecklenburg, NC down 52% from 9,717; Mecklenburg, NC home prices +11.3% a year (Mecklenburg, NC) over three years.

503,071 housing units in Mecklenburg County, NC; 202,679 Mecklenburg, NC renter households; 46% of Mecklenburg, NC renters spend 30%+ of income on rent, 21% (Mecklenburg, NC) half or more.

Mecklenburg County, NC ranks #765 nationally on the opportunity index (Mecklenburg, NC, among all ranked counties); Mecklenburg, NC scores 32.1/100 and Mecklenburg, NC sits #46 inside North Carolina. Mecklenburg, NC is in the watchlist opportunity phase; Mecklenburg, NC's primary driver is construction, Mecklenburg, NC second driver bank institutional; Mecklenburg, NC moved up 16 places. 71 short-sale listings across Mecklenburg, NC; 102 days on market observed in Mecklenburg, NC; 7.5% vacancy over 37 Mecklenburg, NC ZIPs.

0.7% of Mecklenburg County, NC mortgages were ninety-plus days late in December 2025; Mecklenburg, NC's thirty-to-eighty-nine-day share was 1.8% (CFPB county sample). Mecklenburg, NC's ninety-day rate is up 0.2 points on twelve months earlier; the Mecklenburg, NC peak since 2008 was 5.1% in January 2010; North Carolina overall reads 0.9%.

Mecklenburg County, NC has 10 watched banks; 10 Mecklenburg, NC banks sit in an elevated band. Mecklenburg, NC footprints: Truist Bank (31 branches, stress 62) in Mecklenburg, NC; Bank Of America Na (27 branches, stress 71) in Mecklenburg, NC; First-Citizens Bank&Trust Co (16 branches, stress 71) in Mecklenburg, NC.

HUD lists 86 assisted multifamily properties in Mecklenburg County, NC with 9,165 units; 1,121 Mecklenburg, NC units are assisted, 14 Mecklenburg, NC properties under project-based Section 8.

36,544 of the 503,071 housing units in Mecklenburg, NC sit vacant. Mecklenburg County, NC permitted 3,841 multifamily units in twelve months; Mecklenburg, NC's one-to-four unit structures added 862 units in Mecklenburg County, NC.