ZIP 28212 Foreclosure, Tax-Lien & Distress Report

ZIP code 28212 in Mecklenburg County, North Carolina carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100)). On the structural side it scores 92/100, with 8/100 of stress already active. Leading the profile are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). On the quiet end sit mortgage stress (27/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 16% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $51,530 — below the roughly $78,000 national figure. 42,628 residents call 28212 home, typically aged 33. Vacancy runs 8.0%. Around 49% of renters are cost-burdened. 37% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 17,146 housing units. The demographic-stress sub-score lands at 40/100. Roughly 16.1% live below the poverty line. The typical home is worth about $266,900 (4.6× income).

Net-net, 28212 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 28212 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 28212 runs hot or quiet, its 41/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28212 can be compared directly against any other ZIP in Mecklenburg County, North Carolina or nationwide. The score is rebuilt from public data as it updates, so 28212 reflects the current record instead of a stale or modeled snapshot.

28212's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28212 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.