ZIP 28105 Property Distress & Foreclosure Data

ZIP code 28105 in Mecklenburg County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 89 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 20% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

45,922 residents call 28105 home, typically aged 39. Rent burden reaches 36% of tenant households. The typical home is worth about $430,800 (3.7× income, relatively affordable). Vacancy runs 5.0%. Around 52% of adults hold a bachelor's degree or higher. The poverty rate is 5.4% — low. There are about 18,283 housing units across 28105. The demographic-stress sub-score lands at 27/100. 68% of housing is owner-occupied. At $104,242, median income runs above typical U.S. levels.

Overall, 28105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.