ZIP 28105 Foreclosure, Tax-Lien & Distress Report
Mecklenburg County, North Carolina · Distress market
On DLRadar's 0-100 public-record scale, ZIP 28105 in Mecklenburg County, North Carolina comes in at 41, a moderate composite-distress reading. Structural exposure scores 92 and live distress 8 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100)).
The peak-phase market in 28105 posted values that rose 1.0% over the year, and 20% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 45,922 with a median age of 39. Rent burden reaches 36% of tenant households. Home values center near $430,800, an affordability ratio of 3.7× — accessible. The vacancy rate is 5.0%. About 52% have a four-year degree. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. There are about 18,283 housing units across 28105. The demographic-stress sub-score lands at 27/100. The tenure split is 68% owner-occupied to 32% rented. At $104,242, median income runs above typical U.S. levels.
On balance 28105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28105 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 28105's 41/100 can be lined up against any neighbor in Mecklenburg County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28105, the field stays empty rather than modeled, and fills in as new documents post.
The 41/100 for 28105 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28105 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28105
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
28105 at a glance
The live 28105 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 28105
The full 28105 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology