ZIP 28277 Property Distress & Foreclosure Data

ZIP code 28277 in Mecklenburg County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 89 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100).

The market reads peak — home values rose 3.2% year on year, and 22% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 72,375 people live here, median age 40. There are about 30,335 housing units across 28277. Owners hold 61% of homes, renters 39%. Educational attainment sits at 67% bachelor's-or-above. Home values center near $560,600, an affordability ratio of 4.2×. DLRadar's demographic-stress index for the area reads 26/100. 4.3% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. Vacancy runs 5.2%. Median household income is $122,223, above the U.S. median near $78,000.

Net-net, 28277 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.