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ZIP 28277 Foreclosure, Tax-Lien & Distress Report

Mecklenburg County, North Carolina · Distress market

ZIP 28277's composite property-distress score is 41/100 - DLRadar classes that as moderate for Mecklenburg County, North Carolina. Latent structural risk is 92/100 while live distress already moving reads 8/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). On the quiet end sit mortgage stress (27/100). Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 22% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 72,375 people live here, median age 40. There are about 30,335 housing units across 28277. 61% of housing is owner-occupied. Educational attainment sits at 67% bachelor's-or-above. The typical home is worth about $560,600 (4.2× income). On demographic stress specifically, 28277 scores 26/100. The poverty rate is 4.3% — low. Around 32% of renters are cost-burdened. The vacancy rate is 5.2%. Median household income is $122,223, above the U.S. median near $78,000.

Net-net, 28277 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 28277 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 28277 runs through one identical public-record model, so its 41/100 sits on the same scale as every other ZIP in Mecklenburg County, North Carolina and the nation. 28277 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 28277 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 41/100 roll-up. For an operator, 28277 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

41/100
Composite stress
92/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 28277

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
Another 9 scored dimensions sit behind 28277

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 28277 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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