ZIP 28278 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28278 (Mecklenburg County, North Carolina) at a moderate 41/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100). Structural exposure scores 92 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 1.0% year on year, and 14% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $121,366 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 57% bachelor's-or-above. Rent burden reaches 33% of tenant households. The ZIP holds roughly 14,363 housing units. 36,438 residents call 28278 home, typically aged 36. Home values center near $460,600, an affordability ratio of 3.4× — accessible. The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 5.5%.

On balance 28278 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 28278 at the moment; the composite and its components are still built from verifiable public records.

The 28278 read uses the identical public-record model applied coast to coast, which means its 41/100 score means exactly what it means anywhere else, and 28278 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28278 shows blanks, not estimates, wherever the record is sparse.

Behind 28278's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 28278 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.