ZIP 28278 Property Distress & Foreclosure Data

In Mecklenburg County, North Carolina, ZIP 28278 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100)). On the structural side it scores 89/100, with 8/100 of stress already active.

The peak-phase market in 28278 posted values that rose 3.2% over the year, and 14% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $121,366 — above the roughly $78,000 national figure. On demographic stress specifically, 28278 scores 24/100. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. About 57% have a four-year degree. Around 33% of renters are cost-burdened. The ZIP holds roughly 14,363 housing units. Population is roughly 36,438 with a median age of 36. A median home runs $460,600 here, or 3.4 times local income. The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 5.5%.

On balance 28278 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.