ZIP 28205 Property Distress & Foreclosure Data

In Mecklenburg County, North Carolina, ZIP 28205 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100). On the structural side it scores 89/100, with 8/100 of stress already active. Its standout signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year, and 21% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

16.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $72,479, near the U.S. median near $78,000. Home values center near $457,200, an affordability ratio of 5.7×. Around 39% of renters are cost-burdened. About 51,297 people live here, median age 34. Owners hold 42% of homes, renters 58%. The vacancy rate is 7.3%. Educational attainment sits at 47% bachelor's-or-above. The ZIP holds roughly 24,963 housing units.

Net-net, 28205 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.