ZIP 28205 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28205 (Mecklenburg County, North Carolina) at a moderate 41/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100). Latent structural risk is 92/100 while live distress already moving reads 8/100. Leading the profile are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). On the quiet end sit mortgage stress (27/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 21% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

16.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $72,479, near the U.S. median near $78,000. A median home runs $457,200 here, or 5.7 times local income. Around 39% of renters are cost-burdened. About 51,297 people live here, median age 34. Owners hold 42% of homes, renters 58%. Vacancy runs 7.3%. Educational attainment sits at 47% bachelor's-or-above. There are about 24,963 housing units across 28205.

Overall, 28205 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 28205 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28205 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 41/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28205 reflects the current record instead of a stale or modeled snapshot.

28205's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 28205 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.