ZIP 28128 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28128 (Stanly County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on institutional ownership (68/100), structural risk (68/100), construction/permit lag (59/100). By contrast, mortgage stress (27/100) register low. Structurally it carries 68/100, against 8/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (93/100), flood (NFIP) exposure (82/100), climate & FEMA risk (61/100)).

The market reads peak — home values rose 1.9% year on year, and 6% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

There are about 3,180 housing units across 28128. Roughly 11.1% live below the poverty line. 70% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. 7,610 residents call 28128 home, typically aged 41. The typical home is worth about $222,300 (3.0× income, relatively affordable). Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $59,941 — below the roughly $78,000 national figure. Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 28128 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28128 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 28128 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28128 can be compared directly against any other ZIP in Stanly County, North Carolina or nationwide. Sparse data for 28128 shows as blanks, never estimates, and the score updates on every fresh public filing.

28128's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28128 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.