ZIP 28128 Property Distress & Foreclosure Data

ZIP code 28128 in Stanly County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). On the quiet end sit mortgage stress (27/100). On the structural side it scores 69/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (83/100), climate & FEMA risk (61/100)).

The peak-phase market in 28128 posted values that rose 3.2% over the year, and 6% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,180 housing units. Roughly 11.1% live below the poverty line. The tenure split is 70% owner-occupied to 30% rented. About 22% have a four-year degree. Population is roughly 7,610 with a median age of 41. A median home runs $222,300 here, or 3.0 times local income. Around 26% of renters are cost-burdened. On demographic stress specifically, 28128 scores 29/100. Households earn a median $59,941 — below the roughly $78,000 national figure. The vacancy rate is 21.4% — elevated.

On the whole, 28128 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.