ZIP 28109 Property Distress & Foreclosure Data

Stanly County, North Carolina's ZIP 28109 registers 31/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 69 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (83/100), climate & FEMA risk (61/100).

The market reads peak — home values rose 3.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 6.7%. Home values center near $186,900, an affordability ratio of 6.5×. 8.8% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. Educational attainment sits at 5% bachelor's-or-above. There are about 185 housing units across 28109. About 620 people live here, median age 21. Rent burden reaches 38% of tenant households. Median household income is $28,771, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100.

Net-net, 28109 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.