ZIP 28146 Property Distress & Foreclosure Data

ZIP code 28146 in Rowan County, North Carolina carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (5/100). Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (83/100)). On the structural side it scores 46/100, with 6/100 of stress already active.

The peak-phase market in 28146 posted values that rose 3.2% over the year, and 13% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,053 — below the roughly $78,000 national figure. Around 24% of renters are cost-burdened. The ZIP holds roughly 13,871 housing units. On demographic stress specifically, 28146 scores 27/100. About 24% have a four-year degree. Population is roughly 31,757 with a median age of 42. The vacancy rate is 10.5%. A median home runs $247,700 here, or 3.4 times local income. Roughly 10.8% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented.

On balance 28146 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.