ZIP 28144 Property Distress & Foreclosure Data

Composite property distress in 28144 (Rowan County, North Carolina) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (5/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (83/100). The latent-versus-live split is 46/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 25% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 49% of renters are cost-burdened. The poverty rate is 26.1% — high, a tax-stress and distress correlate. The vacancy rate is 14.5% — elevated. The ZIP holds roughly 12,859 housing units. The typical home is worth about $226,700 (4.0× income). 54% of housing is owner-occupied. At $51,432, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 38/100. Around 27% of adults hold a bachelor's degree or higher. 27,238 residents call 28144 home, typically aged 39.

Taken together, 28144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.