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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 28023 Foreclosure, Tax-Lien & Distress Report

Rowan County, North Carolina · Distress market

On DLRadar's 0-100 public-record scale, ZIP 28023 in Rowan County, North Carolina comes in at 22, a low composite-distress reading. The pressure is most legible in institutional ownership (50/100), structural risk (44/100), mortgage stress (20/100). mortgage stress (20/100) stay muted. Latent structural risk is 44/100 while live distress already moving reads 6/100. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (83/100)).

The peak-phase market in 28023 posted values that rose 1.0% over the year, and 20% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $224,100 here, or 3.4 times local income. 13.6% of residents fall below the poverty threshold. Median household income is $62,064, below the U.S. median near $78,000. Educational attainment sits at 18% bachelor's-or-above. On demographic stress specifically, 28023 scores 32/100. 79% of housing is owner-occupied. Rent burden reaches 49% of tenant households. About 15,255 people live here, median age 42. There are about 6,538 housing units across 28023. The vacancy rate is 7.1%.

On balance 28023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28023 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28023 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 28023 stays directly comparable to neighboring ZIPs and the rest of Rowan County, North Carolina. 28023 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 28023 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28023 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

22/100
Composite stress
44/100
Structural risk
6/100
Distress activity

ZIP 28023 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk83
28023 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 28023 by the numbers

Current distress, phase, housing and lender-pressure figures for 28023, drawn from the same report attached to each property.

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Rowan County ZIPs near 28023

More distress data near 28023

Further distress data across Rowan County, North Carolina at ZIP, county and state level.

Get the full acquisition report for 28023

The full 28023 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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