ZIP 28023 Property Distress & Foreclosure Data

Rowan County, North Carolina's ZIP 28023 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (5/100). The latent-versus-live split is 46/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (83/100)).

The peak-phase market in 28023 posted values that rose 3.2% over the year, and 20% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $224,100 here, or 3.4 times local income. Roughly 13.6% live below the poverty line. Households earn a median $62,064 — below the roughly $78,000 national figure. About 18% have a four-year degree. On demographic stress specifically, 28023 scores 32/100. The tenure split is 79% owner-occupied to 21% rented. Around 49% of renters are cost-burdened. Population is roughly 15,255 with a median age of 42. The ZIP holds roughly 6,538 housing units. The vacancy rate is 7.1%.

On balance 28023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
46/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 28023

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Rowan County

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