ZIP 28088 Property Distress & Foreclosure Data

ZIP code 28088 in Rowan County, North Carolina carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (83/100). What sets it apart are the readings on institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (5/100) register low. Structural risk reads 46/100 against active distress of 6/100.

The market reads peak — home values rose 3.2% year on year, and 10% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 80% of homes, renters 20%. Median household income is $56,958, below the U.S. median near $78,000. About 2,819 people live here, median age 38. There are about 1,424 housing units across 28088. Home values center near $243,000, an affordability ratio of 4.0× — accessible. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. 9.5% of residents fall below the poverty threshold. Vacancy runs 8.8%. Rent burden reaches 6% of tenant households.

Net-net, 28088 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.