ZIP 28088 Foreclosure, Tax-Lien & Distress Report

In Rowan County, North Carolina, ZIP 28088 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (83/100)). The most distinctive pressure shows up in institutional ownership (50/100), structural risk (44/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100). Latent structural risk is 44/100 while live distress already moving reads 6/100.

The peak-phase market in 28088 posted values that rose 1.0% over the year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 80% of homes, renters 20%. Median household income is $56,958, below the U.S. median near $78,000. 2,819 residents call 28088 home, typically aged 38. The ZIP holds roughly 1,424 housing units. A median home runs $243,000 here, or 4.0 times local income. Educational attainment sits at 21% bachelor's-or-above. The demographic-stress sub-score lands at 26/100. 9.5% of residents fall below the poverty threshold. The vacancy rate is 8.8%. Around 6% of renters are cost-burdened.

Overall, 28088 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28088 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28088 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28088 shows as blanks, never estimates, and the score updates on every fresh public filing.

28088's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28088 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.