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ZIP 28159 Foreclosure, Tax-Lien & Distress Report

Rowan County, North Carolina · High Vacancy market

ZIP code 28159 in Rowan County, North Carolina carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (50/100), structural risk (44/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 44 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 1.0% year on year, and 33% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,561 housing units across 28159. Rent burden reaches 41% of tenant households. Roughly 12.9% live below the poverty line. Around 23% of adults hold a bachelor's degree or higher. Population is roughly 3,181 with a median age of 43. On demographic stress specifically, 28159 scores 30/100. Home values center near $200,300, an affordability ratio of 2.5× — accessible. The tenure split is 62% owner-occupied to 38% rented. At $63,396, median income runs below typical U.S. levels. The vacancy rate is 13.0% — elevated.

Taken together, 28159 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28159 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28159 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28159 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 28159 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28159 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
44/100
Structural risk
6/100
Distress activity

What is driving ZIP 28159’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk83
28159 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

28159 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 28159, the same set carried on every parcel.

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