ZIP 27054 Property Distress & Foreclosure Data

DLRadar grades ZIP 27054 (Rowan County, North Carolina) at a low 23/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (83/100)). Property-level stress concentrates in institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (5/100). Structural risk reads 46/100 against active distress of 6/100.

The peak-phase market in 27054 posted values that rose 3.2% over the year, and 27% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 96% owner-occupied to 4% rented. A median home runs $212,300 here, or 2.3 times local income. On demographic stress specifically, 27054 scores 18/100. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,372 with a median age of 48. There are about 1,143 housing units across 27054. Rent burden reaches 0% of tenant households. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. About 18% have a four-year degree. Households earn a median $89,795 — above the roughly $78,000 national figure.

On the whole, 27054 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.