ZIP 28147 Property Distress & Foreclosure Data

In Rowan County, North Carolina, ZIP 28147 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 46/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (83/100). Its standout signals are institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (5/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 13% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

63% of housing is owner-occupied. There are about 10,340 housing units across 28147. The typical home is worth about $268,600 (4.0× income). Rent burden reaches 40% of tenant households. 25,189 residents call 28147 home, typically aged 41. Vacancy runs 7.5%. The poverty rate is 18.8% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. At $59,770, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100.

Overall, 28147 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.