ZIP 28147 Foreclosure, Tax-Lien & Distress Report

In Rowan County, North Carolina, ZIP 28147 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 44/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (83/100). The pressure is most legible in institutional ownership (50/100), structural risk (44/100), mortgage stress (20/100). mortgage stress (20/100) stay muted.

The peak-phase market in 28147 posted values that rose 1.0% over the year, and 13% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 63% of homes, renters 37%. There are about 10,340 housing units across 28147. The typical home is worth about $268,600 (4.0× income). Around 40% of renters are cost-burdened. 25,189 residents call 28147 home, typically aged 41. The vacancy rate is 7.5%. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19% have a four-year degree. At $59,770, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100.

On balance 28147 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28147 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 28147's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 28147 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28147's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28147 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.