ZIP 28115 Foreclosure, Tax-Lien & Distress Report

In Iredell County, North Carolina, ZIP 28115 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (61/100), construction/permit lag (57/100), institutional ownership (53/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (83/100). Structurally it carries 61/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 1.0% year on year, and 17% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $86,724, median income runs near typical U.S. levels. The poverty rate is 9.2%. Around 37% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened. The vacancy rate is 7.1%. 42,862 residents call 28115 home, typically aged 40. A median home runs $360,100 here, or 3.8 times local income. On demographic stress specifically, 28115 scores 29/100. The ZIP holds roughly 17,358 housing units. 73% of housing is owner-occupied.

Net-net, 28115 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 28115 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 28115's 29/100 can be lined up against any neighbor in Iredell County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28115, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 28115 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 28115 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.