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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 28677 Foreclosure, Tax-Lien & Distress Report

Iredell County, North Carolina · Distress market

Composite property distress in 28677 (Iredell County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 66/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (83/100)). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (66/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low.

The peak-phase market in 28677 posted values that rose 1.0% over the year, and 16% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.1%. Around 39% of renters are cost-burdened. About 37,628 people live here, median age 39. About 22% have a four-year degree. There are about 16,679 housing units across 28677. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $224,200, an affordability ratio of 3.5× — accessible. At $59,081, median income runs below typical U.S. levels. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 32/100.

On balance 28677 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 28677 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 28677 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28677, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28677's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 28677 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

31/100
Composite stress
66/100
Structural risk
6/100
Distress activity

What is driving ZIP 28677’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
Another 9 scored dimensions sit behind 28677

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

28677 at a glance

The live 28677 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Iredell County ZIPs near 28677

Related reports across Iredell County, North Carolina

Further distress data across Iredell County, North Carolina at ZIP, county and state level.

The complete 28677 distress and acquisition report

Open 28677 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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