ZIP 28677 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28677 (Iredell County, North Carolina) lands at 29/100 — low on DLRadar's distress scoring. The latent-versus-live split is 62/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (90/100), climate & FEMA risk (83/100)). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (61/100), institutional ownership (52/100). By contrast, mortgage stress (21/100) register low.

The peak-phase market in 28677 posted values that rose 1.0% over the year, and 16% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.1%. Around 39% of renters are cost-burdened. About 37,628 people live here, median age 39. About 22% have a four-year degree. There are about 16,679 housing units across 28677. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $224,200, an affordability ratio of 3.5× — accessible. At $59,081, median income runs below typical U.S. levels. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 32/100.

On balance 28677 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 28677 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 28677 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28677, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28677's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 28677 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.