ZIP 28678 Property Distress & Foreclosure Data

ZIP code 28678 in Iredell County, North Carolina carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (74/100), structural risk (59/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. On the structural side it scores 59/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), climate & FEMA risk (64/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 25% higher over three years (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 28/100. Around 15% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened. The ZIP holds roughly 2,283 housing units. At $70,940, median income runs near typical U.S. levels. 4,701 residents call 28678 home, typically aged 44. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The vacancy rate is 8.3%. The typical home is worth about $236,600 (2.9× income, relatively affordable). 92% of housing is owner-occupied.

Overall, 28678 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.