ZIP 28636 Foreclosure, Tax-Lien & Distress Report

ZIP code 28636 in Alexander County, North Carolina carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (65/100), structural risk (47/100), institutional ownership (46/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (85/100). Structurally it carries 47/100, against 6/100 of stress already in motion.

The peak-phase market in 28636 posted values that rose 2.2% over the year, and 50% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Households earn a median $67,917 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100. There are about 1,958 housing units across 28636. Around 8% of adults hold a bachelor's degree or higher. Roughly 14.8% live below the poverty line. Home values center near $225,100, an affordability ratio of 3.1× — accessible. The tenure split is 80% owner-occupied to 20% rented. About 5,129 people live here, median age 39. Rent burden reaches 41% of tenant households. The vacancy rate is 7.3%.

Overall, 28636 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 28636 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28636 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Alexander County, North Carolina and the nation. Sparse data for 28636 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 28636 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 28636 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.