ZIP 28636 Property Distress & Foreclosure Data

Alexander County, North Carolina's ZIP 28636 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (49/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). The latent-versus-live split is 49/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.4% over the trailing year, and 50% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $67,917, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 1,958 housing units. Around 8% of adults hold a bachelor's degree or higher. The poverty rate is 14.8%. The typical home is worth about $225,100 (3.1× income, relatively affordable). 80% of housing is owner-occupied. 5,129 residents call 28636 home, typically aged 39. Around 41% of renters are cost-burdened. The vacancy rate is 7.3%.

Overall, 28636 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.