ZIP 28697 Property Distress & Foreclosure Data

In Wilkes County, North Carolina, ZIP 28697 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 69/100 against active distress of 8/100. Its standout signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 3.2% year on year, and 31% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 13,412 people live here, median age 43. Owners hold 68% of homes, renters 32%. There are about 6,158 housing units across 28697. 15.1% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. Vacancy runs 10.1%. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 24% bachelor's-or-above. Home values center near $218,500, an affordability ratio of 3.5× — accessible. Median household income is $55,217, below the U.S. median near $78,000.

Net-net, 28697 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.