ZIP 28635 Foreclosure, Tax-Lien & Distress Report
Wilkes County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28635 in Wilkes County, North Carolina comes in at 34, a moderate composite-distress reading. The latent-versus-live split is 76/100 structural and 8/100 already moving. Leading the profile are structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (79/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 51% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 95% of homes, renters 5%. On demographic stress specifically, 28635 scores 28/100. Home values center near $145,900, an affordability ratio of 3.2× — accessible. Around 35% of renters are cost-burdened. About 3,107 people live here, median age 56. The vacancy rate is 17.8% — elevated. The ZIP holds roughly 1,491 housing units. The poverty rate is 10.3%. Around 9% of adults hold a bachelor's degree or higher. Households earn a median $44,540 — below the roughly $78,000 national figure.
Net-net, 28635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28635 is not published yet -- the ZIP-level readings above remain fully sourced.
The 28635 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 28635 stays directly comparable to neighboring ZIPs and the rest of Wilkes County, North Carolina. The score is rebuilt from public data as it updates, so 28635 reflects the current record instead of a stale or modeled snapshot.
Each component behind 28635 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 28635 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 28635
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 28635 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Wilkes County ZIP reports
Nearest ZIP codes to 28635
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Wilkes County, North Carolina
Further distress data across Wilkes County, North Carolina at ZIP, county and state level.
Get the full acquisition report for 28635
Every distressed parcel in 28635 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology