ZIP 28635 Property Distress & Foreclosure Data

Composite property distress in 28635 (Wilkes County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 69/100 against active distress of 8/100. The sharpest non-environmental signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100)).

The peak-phase market in 28635 posted values that rose 3.2% over the year, and 51% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 95% owner-occupied to 5% rented. On demographic stress specifically, 28635 scores 28/100. A median home runs $145,900 here, or 3.2 times local income. Rent burden reaches 35% of tenant households. Population is roughly 3,107 with a median age of 56. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,491 housing units across 28635. Roughly 10.3% live below the poverty line. About 9% have a four-year degree. Households earn a median $44,540 — below the roughly $78,000 national figure.

On the whole, 28635 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.