ZIP 28644 Property Distress & Foreclosure Data

Composite property distress in 28644 (Alleghany County, North Carolina) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 63 and live distress 9 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are institutional ownership (69/100), structural risk (63/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (30/100).

The expansion-phase market in 28644 posted values that rose 5.5% over the year, and 18% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 45.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $222,400 here, or 7.4 times local income. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 28644 scores 56/100. The tenure split is 66% owner-occupied to 34% rented. About 28% have a four-year degree. Population is roughly 1,123 with a median age of 53. Households earn a median $33,897 — below the roughly $78,000 national figure. There are about 1,208 housing units across 28644. Rent burden reaches 89% of tenant households.

On the whole, 28644 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.