ZIP 28659 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28659 (Wilkes County, North Carolina) lands at 35/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 78/100 while live distress already moving reads 8/100. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (74/100), institutional ownership (69/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 22% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 21,557 people live here, median age 42. 66% of housing is owner-occupied. The poverty rate is 18.5% — high, a tax-stress and distress correlate. On demographic stress specifically, 28659 scores 31/100. The ZIP holds roughly 9,922 housing units. The vacancy rate is 10.5%. Median household income is $49,578, below the U.S. median near $78,000. Rent burden reaches 29% of tenant households. The typical home is worth about $159,300 (3.1× income, relatively affordable). Educational attainment sits at 18% bachelor's-or-above.

On balance 28659 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 28659 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 28659 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. 28659 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

28659's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28659 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.