ZIP 28654 Property Distress & Foreclosure Data

Wilkes County, North Carolina's ZIP 28654 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (80/100), climate & FEMA risk (76/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. The most distinctive pressure shows up in institutional ownership (68/100), structural risk (67/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 24% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $228,700 (4.4× income). The poverty rate is 9.8%. The vacancy rate is 28.6% — elevated. Around 42% of renters are cost-burdened. 3,287 residents call 28654 home, typically aged 50. The ZIP holds roughly 1,802 housing units. At $53,486, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100. Around 22% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied.

Taken together, 28654 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.