ZIP 28681 Property Distress & Foreclosure Data

Alexander County, North Carolina's ZIP 28681 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (59/100), institutional ownership (47/100), structural risk (45/100). mortgage stress (19/100) stay muted. On the structural side it scores 45/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 23% higher over three years (phase confidence 50/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 11,538 housing units. 81% of housing is owner-occupied. The poverty rate is 11.8%. The typical home is worth about $209,000 (3.1× income, relatively affordable). Around 23% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 15.4% — elevated. At $61,343, median income runs below typical U.S. levels. 26,117 residents call 28681 home, typically aged 44.

Taken together, 28681 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.