ZIP 28625 Property Distress & Foreclosure Data

DLRadar grades ZIP 28625 (Iredell County, North Carolina) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (82/100). The latent-versus-live split is 66/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (66/100), institutional ownership (55/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 3.2% year on year, and 14% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Median household income is $64,657, below the U.S. median near $78,000. 9.8% of residents fall below the poverty threshold. Around 35% of renters are cost-burdened. Educational attainment sits at 21% bachelor's-or-above. Owners hold 73% of homes, renters 27%. The vacancy rate is 8.8%. Home values center near $244,300, an affordability ratio of 3.3× — accessible. About 38,213 people live here, median age 42. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 17,418 housing units.

Net-net, 28625 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.