ZIP 28634 Foreclosure, Tax-Lien & Distress Report
Iredell County, North Carolina · High Vacancy market
DLRadar grades ZIP 28634 (Iredell County, North Carolina) at a low 28/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (60/100), institutional ownership (51/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (87/100), climate & FEMA risk (78/100)). Structural risk reads 60/100 against active distress of 6/100.
The peak-phase market in 28634 posted values that rose 1.2% over the year, and 18% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
82% of housing is owner-occupied. Rent burden reaches 6% of tenant households. Median household income is $70,375, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Roughly 10.9% live below the poverty line. There are about 2,486 housing units across 28634. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 16.7% — elevated. 5,056 residents call 28634 home, typically aged 39. A median home runs $152,700 here, or 1.8 times local income.
Taken together, 28634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28634 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 28634 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 28634 shows blanks, not estimates, wherever the record is sparse.
Behind 28634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28634 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 28634
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 28634 Stress Report snapshot
A live read on 28634: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Iredell County
Nearest ZIP codes to 28634
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Carolina distress
Other reports tied to Iredell County, North Carolina — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 28634
Open 28634 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology