ZIP 28634 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28634 (Iredell County, North Carolina) at a moderate 30/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (63/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (78/100)). Structural risk reads 63/100 against active distress of 6/100.

The peak-phase market in 28634 posted values that rose 1.2% over the year, and 18% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. Rent burden reaches 6% of tenant households. Median household income is $70,375, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Roughly 10.9% live below the poverty line. There are about 2,486 housing units across 28634. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 16.7% — elevated. 5,056 residents call 28634 home, typically aged 39. A median home runs $152,700 here, or 1.8 times local income.

Taken together, 28634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28634 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28634 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 28634 shows blanks, not estimates, wherever the record is sparse.

Behind 28634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28634 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.