ZIP 27013 Foreclosure, Tax-Lien & Distress Report

ZIP 27013's composite property-distress score is 23/100 - DLRadar classes that as low for Rowan County, North Carolina. Leading the profile are institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (6/100) stay muted. Structural risk reads 46/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 1.0% year on year, and 23% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.1%. Around 29% of renters are cost-burdened. At $67,443, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100. About 6,975 people live here, median age 37. Roughly 15.0% live below the poverty line. A median home runs $212,400 here, or 2.9 times local income. The tenure split is 84% owner-occupied to 16% rented. The ZIP holds roughly 2,489 housing units.

On balance 27013 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 27013 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 27013 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 27013 stays directly comparable to neighboring ZIPs and the rest of Rowan County, North Carolina. Nothing here is interpolated — where a source is thin for 27013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 27013 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 27013 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.