ZIP 28072 Property Distress & Foreclosure Data

Composite property distress in 28072 (Rowan County, North Carolina) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (51/100), structural risk (46/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (5/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (83/100). On the structural side it scores 46/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 34/100. The vacancy rate is 6.3%. The ZIP holds roughly 295 housing units. Around 24% of adults hold a bachelor's degree or higher. At $56,814, median income runs below typical U.S. levels. 591 residents call 28072 home, typically aged 39. The poverty rate is 7.6%. The typical home is worth about $306,100 (3.3× income, relatively affordable). Around 79% of renters are cost-burdened. 79% of housing is owner-occupied.

Overall, 28072 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.