ZIP 28125 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28125 (Rowan County, North Carolina) returns a low composite of 22/100. Structural exposure scores 44 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (83/100). The most distinctive pressure shows up in institutional ownership (50/100), structural risk (44/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 1.0% year on year, and 14% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,769 residents call 28125 home, typically aged 44. A median home runs $360,700 here, or 3.6 times local income. At $83,894, median income runs near typical U.S. levels. 87% of housing is owner-occupied. Around 0% of renters are cost-burdened. The vacancy rate is 14.6% — elevated. 1.4% of residents fall below the poverty threshold. The ZIP holds roughly 1,173 housing units. On demographic stress specifically, 28125 scores 22/100. Educational attainment sits at 29% bachelor's-or-above.

On the whole, 28125 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 28125's 22/100 can be lined up against any neighbor in Rowan County, North Carolina or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 28125 shows blanks, not estimates, wherever the record is sparse.

28125's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28125 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.