ZIP 28166 Property Distress & Foreclosure Data

DLRadar grades ZIP 28166 (Iredell County, North Carolina) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (83/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (67/100), institutional ownership (55/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 3.2% year on year, and 19% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 25/100. 4.7% of residents fall below the poverty threshold. Home values center near $348,600, an affordability ratio of 3.5× — accessible. Educational attainment sits at 26% bachelor's-or-above. Around 19% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 4,918 housing units. About 11,009 people live here, median age 39. Median household income is $85,107, near the U.S. median near $78,000. The vacancy rate is 9.4%.

Net-net, 28166 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.