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ZIP 28609 Foreclosure, Tax-Lien & Distress Report

Catawba County, North Carolina · High Vacancy market

Scored purely from public records, 28609 (Catawba County, North Carolina) returns a moderate composite of 31/100. Its standout signals are structural risk (67/100), institutional ownership (65/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (25/100) register low. The split runs 67/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (84/100), climate & FEMA risk (81/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 15% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

10.7% of residents fall below the poverty threshold. Around 30% of renters are cost-burdened. At $81,756, median income runs near typical U.S. levels. 86% of housing is owner-occupied. There are about 3,501 housing units across 28609. On demographic stress specifically, 28609 scores 27/100. About 17% have a four-year degree. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $245,900, an affordability ratio of 2.8× — accessible. Population is roughly 6,617 with a median age of 42.

On the whole, 28609 leans distressed, with opportunity clustered in specific stressed parcels. While 28609 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 28609's 31/100 can be lined up against any neighbor in Catawba County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 28609, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28609's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28609 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
67/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 28609

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk81
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 28609 distress snapshot

The live 28609 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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