ZIP 28601 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28601 (Catawba County, North Carolina) at a low 28/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (78/100), climate & FEMA risk (73/100)). Structurally it carries 62/100, against 7/100 of stress already in motion. The pressure is most legible in structural risk (62/100), institutional ownership (60/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (25/100).

The market reads peak — home values rose 2.3% year on year, and 18% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $67,839 — below the roughly $78,000 national figure. Around 33% of renters are cost-burdened. 52,839 residents call 28601 home, typically aged 40. DLRadar's demographic-stress index for the area reads 29/100. Roughly 12.7% live below the poverty line. Around 35% of adults hold a bachelor's degree or higher. The ZIP holds roughly 23,838 housing units. Vacancy runs 9.2%. The tenure split is 68% owner-occupied to 32% rented. The typical home is worth about $261,600 (3.5× income, relatively affordable).

On balance 28601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 28601 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 28601's 28/100 can be lined up against any neighbor in Catawba County, North Carolina or any ZIP coast to coast. Sparse data for 28601 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 figure for 28601 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 28601 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.