ZIP 28682 Foreclosure, Tax-Lien & Distress Report

Catawba County, North Carolina's ZIP 28682 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (84/100), climate & FEMA risk (81/100). What sets it apart are the readings on structural risk (67/100), institutional ownership (65/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (25/100) stay muted. The latent-versus-live split is 67/100 structural and 8/100 already moving.

The peak-phase market in 28682 posted values that rose 2.3% over the year, and 16% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $436,600, an affordability ratio of 6.1×. Median household income is $96,949, above the U.S. median near $78,000. 1,429 residents call 28682 home, typically aged 51. 82% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. About 33% have a four-year degree. Roughly 7.6% live below the poverty line. There are about 901 housing units across 28682. Rent burden reaches 14% of tenant households.

On the whole, 28682 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28682 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 28682 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Catawba County, North Carolina and the nation. Nothing here is interpolated — where a source is thin for 28682, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28682's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28682 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.