ZIP 28682 Property Distress & Foreclosure Data

ZIP code 28682 in Catawba County, North Carolina carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (88/100), climate & FEMA risk (81/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (67/100), construction/permit lag (54/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 73/100 against active distress of 8/100.

The market reads peak — home values rose 1.2% year on year, and 16% higher over three years, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $436,600, an affordability ratio of 6.1×. Median household income is $96,949, above the U.S. median near $78,000. About 1,429 people live here, median age 51. Owners hold 82% of homes, renters 18%. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 33% bachelor's-or-above. 7.6% of residents fall below the poverty threshold. There are about 901 housing units across 28682. Rent burden reaches 14% of tenant households.

Net-net, 28682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.