Catawba County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Catawba County, NC distress report, 2026: 14 ZIPs scored in Catawba, NC, Catawba, NC average 29/100; the top Catawba, NC ZIP is 28609 at 30/100; Catawba, NC market phase peak, Catawba, NC prices +2.3% year over year.
- Catawba, NC ranks #1,501 nationally (opportunity index); Catawba, NC #65 in North Carolina; Catawba, NC index 29.4.
- Catawba, NC ninety-day mortgage delinquency 1.7% in December 2025; Catawba, NC twelve-month change +0.8%.
- Catawba, NC ZIP phases: 14 peak.
- Catawba, NC residential listings tracked: 55 across 9 ZIPs; Catawba, NC candidate listings 18.
- Catawba, NC HUD assisted properties: 10 with 944 units.
- Catawba, NC lenders on watch: 4; largest Catawba, NC footprint Peoples Bank (10 branches).
- Catawba, NC most distressed ZIP: 28609 at 30/100.
Catawba, NC figures: DLRadar distress index; Catawba, NC inputs: CFPB, FHFA, HUD, FDIC; Catawba, NC rebuilt as sources refresh.
| Rank | Catawba, NC ZIP | Score |
|---|---|---|
| 1 | 28609 | 30/100 |
| 2 | 28610 | 30/100 |
| 3 | 28613 | 30/100 |
| 4 | 28658 | 30/100 |
| 5 | 28673 | 30/100 |
| 6 | 28682 | 30/100 |
| 7 | 28037 | 29/100 |
| 8 | 28090 | 29/100 |
| 9 | 28092 | 29/100 |
| 10 | 28168 | 29/100 |
| 11 | 28602 | 29/100 |
| 12 | 28650 | 29/100 |
Most distressed Catawba, NC ZIPs (0-100, 2026)
Mortgage delinquency in Catawba, NC
1.7% of Catawba, NC mortgages were ninety-plus days late (Catawba, NC, December 2025); Catawba, NC thirty-to-eighty-nine days late: 2.6%; Catawba, NC twelve-month change +0.8%; Catawba, NC peak since 2008: 4.5% (January 2010); North Carolina overall 0.9%. Catawba, NC ninety-day series: Dec 24 0.9, Jan 25 1.7, Feb 25 1.7 (Catawba, NC), Mar 25 1.1, Apr 25 1.4, May 25 1.3 (Catawba, NC), Jun 25 1.5, Jul 25 1.3, Aug 25 1.4 (Catawba, NC), Sep 25 1.2, Oct 25 1.4, Nov 25 1.5 (Catawba, NC), Dec 25 1.7.
Opportunity index: Catawba, NC
Catawba, NC index 29.4, Catawba, NC phase early_signal; Catawba, NC primary driver bank institutional, Catawba, NC second driver vacancy. Catawba, NC components: property stress 19.1, foreclosure pressure 18.3, listing discounts 35.6, bank stress 59.4, insurance 0.0; Catawba, NC pulse 31.6; Catawba, NC capital opportunity 26.2; Catawba, NC seven-day change -0.2%.
ZIP market phases inside Catawba, NC
14 Catawba, NC ZIPs carry a price-cycle phase; Catawba, NC ZIPs by phase (Catawba, NC), deepest drawdown first: peak, +1.1% YoY (Catawba, NC): 28037; peak, +1.9% YoY (Catawba, NC): 28090; peak, +1.0% YoY (Catawba, NC): 28092; peak, +1.5% YoY (Catawba, NC): 28168; peak, +2.3% YoY (Catawba, NC): 28601, 28602, 28609, 28610, Catawba, NC 28612, 28613, 28658, 28673, Catawba, NC 28682; peak, +2.1% YoY (Catawba, NC): 28650.
Residential listings by Catawba, NC ZIP
Catawba, NC ZIPs with the most tracked Catawba, NC residential listings: 28601 18 listings, 4 candidates, bank pressure 62; 28650 9 listings, 0 candidates, bank pressure 60; 28602 8 listings, 3 candidates, bank pressure 62; 28613 5 listings, 3 candidates, bank pressure 62 (Catawba, NC); 28673 5 listings, 4 candidates, bank pressure 60; 28610 4 listings, 1 candidates, bank pressure 62; 28609 3 listings, 2 candidates, bank pressure 62; 28658 2 listings, 0 candidates, bank pressure 62. Catawba, NC totals: 55 listings; Catawba, NC candidates 18; active ZIPs 9.
HUD assisted housing in Catawba, NC
10 assisted properties with 944 units sit in Catawba, NC; largest Catawba, NC properties: Hickory Ha - Scattered Sites & Ridgecrest (Hickory) 311 units, 311 assisted; Waterford Place Apartments (Hickory) 189 units; The Estates At Legends (Hickory) 168 units in Catawba, NC; Catawba Pines Apartments (Newton) 68 units, 68 assisted; Heritage Village Apartments (Newton) 67 units, 67 assisted; Lutherhaus (Hickory) 50 units, 50 assisted.
Lenders with branches in Catawba, NC
Catawba, NC lenders by branch count: Peoples Bank (Catawba, NC): stress 67, 10 branches low in Catawba, NC; Truist Bank (Catawba, NC): stress 62, 6 branches low in Catawba, NC; First-Citizens Bank&Trust Co (Catawba, NC): stress 71, 3 branches low in Catawba, NC; Bank Of America Na (Catawba, NC): stress 71, 1 branch low in Catawba, NC.
Vacancy and permits, Catawba, NC
6,906 of 73,133 Catawba, NC housing units are vacant; Catawba, NC permits, twelve months: 342 multifamily units in Catawba, NC, 1,972 one-to-four unit units.
Work Catawba, NC at the parcel level
Every Catawba, NC parcel carries owner and address; every Catawba, NC parcel carries APN; Catawba, NC distress scores sit on the Catawba, NC live board.
Catawba, NC figures refresh with each source.
Catawba, NC questions
Most distressed ZIP code in Catawba County, NC?
ZIP 28609 leads Catawba, NC at 30/100; next in Catawba, NC: 28610 at 30/100; the Catawba, NC average is 29/100.
Where does Catawba County, NC rank for investment opportunity?
Catawba, NC is #1,501 among all ranked counties, #65 in North Carolina; the Catawba, NC driver is bank institutional; Catawba, NC moved up 430 places.
How many mortgages are delinquent in Catawba County, NC?
1.7% of Catawba, NC mortgages were ninety-plus days late in December 2025; the Catawba, NC peak since 2008 was 4.5%.
Which banks lend in Catawba County, NC?
4 watched lenders hold Catawba, NC branches; the largest Catawba, NC footprints are Peoples Bank (10), Truist Bank (6), First-Citizens Bank&Trust Co (3).
More on Catawba, NC
Catawba County, NC distress report: public-record figures for Catawba, NC; not legal advice for Catawba, NC; not tax or investment advice; verify every Catawba, NC record before acting.