Catawba County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Catawba County, North Carolina? DLRadar grades every Catawba County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Catawba County breakdown.
- Catawba County's most distressed ZIP is 28609 at 31/100.
- 14 ZIP codes tracked in Catawba County, averaging 30/100 distress.
- Catawba County reads peak — home values up 2.3% year over year.
- Vacancy runs 11.9% across Catawba County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Catawba County home is worth about $267,464 against a ~$69,058 median income.
- Lending headwind in Catawba County sits at 51/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28609 | 31/100 |
| 2 | 28610 | 31/100 |
| 3 | 28613 | 31/100 |
| 4 | 28658 | 31/100 |
| 5 | 28673 | 31/100 |
| 6 | 28682 | 31/100 |
| 7 | 28037 | 30/100 |
| 8 | 28090 | 30/100 |
| 9 | 28092 | 30/100 |
| 10 | 28168 | 30/100 |
| 11 | 28602 | 30/100 |
| 12 | 28650 | 30/100 |
Most distressed ZIP codes in Catawba County (composite distress 0-100, 2026)
What is driving Catawba County distress
Catawba County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 30/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Catawba County market phase and pricing
Catawba County currently sits in peak after a 2.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Catawba County
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Frequently asked questions
What is the most distressed ZIP code in Catawba County, NC?
ZIP 28609 leads Catawba County at 31/100, recomputed monthly from public records.
Where is Catawba County in the housing cycle?
The market phase for Catawba County is peak, prices rising 2.3% on the year — derived from the FHFA House Price Index path.
Can the Catawba County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Catawba County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Catawba County ZIP codes?
Averaging the county conceals how uneven it is. Across the Catawba County ZIPs DLRadar ranks, scores run from 31/100 in 28609 down to 30/100 in 28650, against a Catawba County average of 30/100. A spread of 1 points means Catawba County has to be worked ZIP by ZIP.
What do Catawba County home values and vacancy say about distressed supply?
The typical Catawba County home carries about $267,464 of value against a median household income near $69,058. Vacancy across Catawba County's tracked ZIPs runs 11.9% and the poverty rate is 11.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Catawba County's foreclosure and tax-lien filings and its 51/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.