ZIP 28090 Property Distress & Foreclosure Data

Composite property distress in 28090 (Cleveland County, North Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted. On the structural side it scores 66/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (79/100), climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 22% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 30% of renters are cost-burdened. 7,422 residents call 28090 home, typically aged 43. At $52,224, median income runs below typical U.S. levels. The typical home is worth about $169,700 (2.7× income, relatively affordable). The poverty rate is 15.5%. The ZIP holds roughly 3,411 housing units. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 19.7% — elevated.

Taken together, 28090 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.