ZIP 28090 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28090 (Cleveland County, North Carolina) returns a moderate composite of 30/100. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (63/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 68 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100).

The market reads peak — home values rose 1.9% year on year, and 22% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 30% of renters are cost-burdened. Population is roughly 7,422 with a median age of 43. Households earn a median $52,224 — below the roughly $78,000 national figure. A median home runs $169,700 here, or 2.7 times local income. 15.5% of residents fall below the poverty threshold. There are about 3,411 housing units across 28090. 73% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 19% bachelor's-or-above. The vacancy rate is 19.7% — elevated.

On the whole, 28090 leans distressed, with opportunity clustered in specific stressed parcels. While 28090 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28090 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28090 can be compared directly against any other ZIP in Cleveland County, North Carolina or nationwide. Sparse data for 28090 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 28090 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28090 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.