Cleveland County, NC: Foreclosures, Tax Liens & Distressed Properties

Cleveland County, North Carolina is mapped parcel-to-ZIP by DLRadar's public-record distress engine. 15 ZIP codes are tracked county-wide, averaging 31/100 distress. Individual Cleveland County ZIPs score between 30 and 31 on the 0–100 composite. County-level credit and bank headwind reads 9/100 — low.

The peak-phase county posted home values that rose 1.9% over twelve months, at 18/100 phase confidence. On a market plateau, the average masks the outliers with opportunity concentrated by ZIP.

Near the cycle top at +1.9% YoY (18/100 confidence), opportunity is parcel-specific so the headline market won't hand it over. A low 9/100 bank headwind points the search to tax, code and ownership-change cases over REO.

Highest scores land in 28017 (31/100), 28020 (31/100), 28021 (31/100), 28040 (31/100), 28042 (31/100), 28073 (31/100); each opens to a full parcel breakdown. Coverage extends to 28086, 28089, 28114, 28136, 28150, 28152, 28169, 28090, 28168 among others.

Underneath the scores, the ZIPs DLRadar tracks across Cleveland County run median home values around $178,342 (below the national figure), 71% of homes owner-occupied, incomes around $56,408, a median age of 39.7, 17.4% of households below the poverty line, vacancy near 19.3%. Numbers like these frame the kind of distress to expect and the buyer pool on exit.

All in at 31/100 over 15 ZIPs, Cleveland County rewards parcel-by-parcel work — work it parcel by parcel. A DLRadar subscription opens every Cleveland County parcel: owner, mailing address, APN, a distress reading, the lender on title and exit timing.

Whether Cleveland County, North Carolina carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Cleveland County can be compared directly against any county in the country.

The point of scoring Cleveland County, North Carolina is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. The Cleveland County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Cleveland County leads with 28017 (31/100), 28020 (31/100), 28021 (31/100), 28040 (31/100), 28042 (31/100), 28073 (31/100). DLRadar also scores 28086, 28089, 28114, 28136, 28150, 28152, 28169, 28090 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Cleveland County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.