ZIP 28020 Property Distress & Foreclosure Data

In Cleveland County, North Carolina, ZIP 28020 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 66 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (81/100), climate & FEMA risk (70/100)). Its standout signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 28020 posted values that rose 3.2% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,015 housing units across 28020. Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $188,700 here, or 2.9 times local income. The tenure split is 86% owner-occupied to 14% rented. On demographic stress specifically, 28020 scores 25/100. Rent burden reaches 7% of tenant households. Roughly 10.8% live below the poverty line. Households earn a median $61,750 — below the roughly $78,000 national figure. Population is roughly 2,344 with a median age of 34. About 18% have a four-year degree.

On the whole, 28020 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.