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ZIP 28074 Foreclosure, Tax-Lien & Distress Report

Rutherford County, North Carolina · Distress market

Scored purely from public records, 28074 (Rutherford County, North Carolina) returns a moderate composite of 31/100. Its heaviest discrete signals: structural risk (70/100), institutional ownership (67/100), construction/permit lag (54/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (69/100). The split runs 70/100 structural to 0/100 active on the ground.

The peak-phase market in 28074 posted values that rose 1.9% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 0% of adults hold a bachelor's degree or higher. The ZIP holds roughly 15 housing units. DLRadar's demographic-stress index for the area reads 20/100. The vacancy rate is 0.0%. 12 residents call 28074 home. 0.0% of residents fall below the poverty threshold. 100% of housing is owner-occupied.

On balance 28074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 28074 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 28074's 31/100 can be lined up against any neighbor in Rutherford County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 28074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 28074 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For an operator, 28074 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
70/100
Structural risk
0/100
Distress activity

What is driving ZIP 28074’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk69
Another 9 scored dimensions sit behind 28074

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 28074 by the numbers

A live read on 28074: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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