ZIP 28160 Foreclosure, Tax-Lien & Distress Report

ZIP 28160's composite property-distress score is 31/100 - DLRadar classes that as moderate for Rutherford County, North Carolina. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (67/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (28/100). On the structural side it scores 70/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (69/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 41% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

15.1% of residents fall below the poverty threshold. Population is roughly 3,825 with a median age of 47. Households earn a median $38,625 — below the roughly $78,000 national figure. About 15% have a four-year degree. Around 27% of renters are cost-burdened. Vacancy runs 9.4%. Owners hold 48% of homes, renters 52%. The typical home is worth about $164,000 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 1,876 housing units.

On balance 28160 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 28160 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28160 can be compared directly against any other ZIP in Rutherford County, North Carolina or nationwide. 28160 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28160's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28160 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.