ZIP 28160 Property Distress & Foreclosure Data

In Rutherford County, North Carolina, ZIP 28160 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (68/100), structural risk (60/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) and construction/permit lag (11/100) register low. On the structural side it scores 60/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (69/100).

The market reads peak — home values rose 3.2% year on year, and 41% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

15.1% of residents fall below the poverty threshold. About 3,825 people live here, median age 47. Median household income is $38,625, below the U.S. median near $78,000. Educational attainment sits at 15% bachelor's-or-above. Around 27% of renters are cost-burdened. The vacancy rate is 9.4%. Owners hold 48% of homes, renters 52%. Home values center near $164,000, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 1,876 housing units.

Net-net, 28160 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.