ZIP 28139 Property Distress & Foreclosure Data

DLRadar grades ZIP 28139 (Rutherford County, North Carolina) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (89/100), climate & FEMA risk (64/100). On the structural side it scores 60/100, with 8/100 of stress already active. Property-level stress concentrates in institutional ownership (69/100), structural risk (60/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) and construction/permit lag (15/100) register low.

The market reads peak — home values rose 3.5% year on year, and 30% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

17.9% of residents fall below the poverty threshold. The ZIP holds roughly 9,103 housing units. Median household income is $52,148, below the U.S. median near $78,000. Around 50% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $240,200, an affordability ratio of 3.8× — accessible. About 18,887 people live here, median age 49. The vacancy rate is 12.5% — elevated. Educational attainment sits at 23% bachelor's-or-above. Owners hold 79% of homes, renters 21%.

Net-net, 28139 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.