ZIP 28139 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28139 (Rutherford County, North Carolina) returns a moderate composite of 31/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (85/100), climate & FEMA risk (64/100). Structural risk reads 69/100 against active distress of 8/100. The most distinctive pressure shows up in structural risk (69/100), institutional ownership (67/100), construction/permit lag (54/100). By contrast, mortgage stress (28/100) register low.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 30% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 9,103 housing units across 28139. Households earn a median $52,148 — below the roughly $78,000 national figure. Rent burden reaches 50% of tenant households. On demographic stress specifically, 28139 scores 34/100. A median home runs $240,200 here, or 3.8 times local income. 18,887 residents call 28139 home, typically aged 49. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above. Owners hold 79% of homes, renters 21%.

Taken together, 28139 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 28139 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 28139's 31/100 can be lined up against any neighbor in Rutherford County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28139, the field stays empty rather than modeled, and fills in as new documents post.

28139's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 28139 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.