ZIP 28782 Foreclosure, Tax-Lien & Distress Report
Polk County, North Carolina · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 28782 in Polk County, North Carolina comes in at 26, a low composite-distress reading. The pressure is most legible in institutional ownership (70/100), structural risk (58/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (29/100). Structural exposure scores 58 and live distress 9 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (91/100).
The market reads peak — home values rose 2.8% year on year, and 25% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $61,731 — below the roughly $78,000 national figure. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 34% of tenant households. The ZIP holds roughly 3,739 housing units. Around 41% of adults hold a bachelor's degree or higher. The poverty rate is 14.2%. About 6,337 people live here, median age 58. On demographic stress specifically, 28782 scores 32/100. The typical home is worth about $345,200 (4.7× income).
Net-net, 28782 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28782 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 28782 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28782 can be compared directly against any other ZIP in Polk County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28782, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 28782 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 28782 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 28782’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 28782 by the numbers
The live 28782 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Polk County ZIP reports
Keep exploring North Carolina distress
Further distress data across Polk County, North Carolina at ZIP, county and state level.
Get the full acquisition report for 28782
Open 28782 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology