ZIP 28782 Property Distress & Foreclosure Data

In Polk County, North Carolina, ZIP 28782 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (71/100), structural risk (60/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (29/100). The latent-versus-live split is 60/100 structural and 9/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100)).

The expansion-phase market in 28782 posted values that rose 5.5% over the year, and 25% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $61,731 — below the roughly $78,000 national figure. The vacancy rate is 17.7% — elevated. The tenure split is 77% owner-occupied to 23% rented. Around 34% of renters are cost-burdened. The ZIP holds roughly 3,739 housing units. About 41% have a four-year degree. Roughly 14.2% live below the poverty line. Population is roughly 6,337 with a median age of 58. On demographic stress specifically, 28782 scores 32/100. A median home runs $345,200 here, or 4.7 times local income.

On the whole, 28782 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.